1. Privacy Policy

The Financial Maven™ (“we,” “us,” or “our”) is committed to protecting your privacy and maintaining the confidentiality of your personal information. This Privacy Policy explains what information we collect, how we use it, and the rights you have regarding your data.

Information We Collect

We may collect:

• Contact information (name, email, phone number)

• Billing or payment information (when applicable)

• Information submitted through forms, registrations, or purchases

• Automatically collected data such as IP address, browser type, time zone, and site activity

• Cookies and analytics data to improve website performance

How We Use Your Information

We use your information to:

• Provide services, products, and educational resources

• Communicate with you

• Improve website performance and user experience

• Maintain security and prevent misuse

• Comply with legal and regulatory requirements

Data Protection

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no online transmission is ever 100% secure.

Your Rights

Depending on your location, you may have the right to:

• Access your data

• Request corrections

• Request deletion

• Opt out of communications

• Restrict or object to processing

To exercise these rights, contact us at: damonda@financialmaven.org

Third‑Party Links

Our website may contain links to external sites. We are not responsible for their privacy practices.

Contact

For questions about this policy, email: damonda@financialmaven.org

📘 2. Terms & Conditions

By using this website, you agree to the following terms:

Use of Website

You may use this site for lawful, personal, and non-commercial purposes only.

Intellectual Property

All content, branding, curriculum, graphics, and materials are the property of The Financial Maven™ and may not be copied, reproduced, or distributed without permission.

User Responsibilities

You agree not to misuse the website, attempt unauthorized access, or engage in harmful activity.

Purchases & Payments

If you purchase a product or service, you agree to provide accurate billing information. All sales policies will be clearly stated at checkout.

Limitation of Liability

We provide educational information only. We are not liable for decisions made based on our content, tools, or services.

Governing Law

These terms are governed by the laws of the State of Connecticut.

💬 3. Disclaimers

A. Financial Education Disclaimer

The Financial Maven™ provides financial education, tools, and empowerment resources. We do not provide:

• Financial advice

• Legal advice

• Tax advice

• Investment recommendations

• Credit repair services

All information is for educational purposes only.

B. Earnings Disclaimer

Any examples of financial improvement, savings, or transformation are illustrative only. We do not guarantee results, outcomes, or earnings.

C. Affiliate Disclaimer

From time to time, we may recommend products or services. We may earn a commission at no additional cost to you. We only recommend resources we believe in.

🍪 4. Cookie Notice

Our website uses cookies and similar technologies to:

• Improve site performance

• Analyze traffic

• Personalize content

You may disable cookies in your browser settings, but some features may not function properly.

♿ 5. Accessibility Statement (ADA Compliance)

The Financial Maven™ is committed to ensuring digital accessibility for all users.

We strive to:

• Maintain readable fonts and strong color contrast

• Provide alt text for images

• Ensure keyboard navigability

• Offer accessible forms and content

• Provide transcripts or captions for multimedia when applicable

If you experience accessibility barriers, contact us at: damonda@financialmaven.org

🏛️ 6. Nonprofit Transparency (Maven Empowerment Foundation)

(Optional but recommended for grant readiness)

The Maven Empowerment Foundation is committed to:

• Community-centered financial empowerment

• Transparent operations

• Ethical service delivery

• Accessible programming for youth, families, and underserved communities

For nonprofit inquiries, email: damonda@financialmaven.org

📍 7. Business Information

Business Name: The Financial Maven™ Mailing Address: [Insert your Milldale virtual address here] Email: damonda@financialmaven.org